This iPad™ and Macintosh™ application lets you manage all sorts of transactions implying financial accounts and watch the evolution of all kinds of personal assets and liabilities. It is meant to be used by a single person, so there is no real-time data synchronization. However, portfolios created by Gama Asset Manager can optionally be made accessible and be modified by the everyday companion application for iPhone™ Gama Pocket. Data integrity is always preserved since no portfolio can be open at the same time in Gama Asset Manager or Gama Pocket.

Gama Pocket and the standard Gama Asset Manager apps only handle monetary investments. The extended versions of Gama Asset Manager allow you to manage the full range of investments.

Portfolios

A portfolio contains all the financial data and is autonomous. Financial data include investments, accounts and expense/income categories. Assets and liabilities are defined as the values of all accounts and investments at any given time. The portfolio’s value is just the difference between the assets and the liabilities. Some charts display the evolution in time of the different kinds of assets or combinations thereof.

The ROI in % is expressed by the formula: (end value – start value) / start value x 100. The annual ROI also takes the time frame into account and is used to compare the return of different kinds of assets over one year.

Investments

currencies
stocks
funds
bonds
gold and precious metals
valuables
real estate

Assets

accounts (with a positive balance)
non monetary investments

Liabilities

accounts (with a negative balance)

Accounts

They can be held at financial institutions or be private. Each account is associated with a currency and contains transactions. There are 5 types of accounts:

cash (balance ≥ 0)
checking (balance ≥ ou < 0)
savings (balance ≥ 0)
credit card (balance ≤ 0)
loan (balance ≥ 0 if lending , ≤ 0 if borrowing)

Transactions

Transactions always belong to an account and refer to an investment, be it simply monetary (involving money). They can be associated to one or more categories. Currently they must be entered manually but an automated process will be available soon. There are 4 kinds of transactions:

withdrawal
deposit
transfer (outgoing or incoming)
loan repayment

Data safety

All the data entered by the user in Gama Asset Manager and Gama Pocket remain absolutely private and confidential and are not in any way communicated to any third party. You as the user are the only one who has access to the data entered into the software. Passwords are encrypted and stored in the device’s keychain. Authentication is based on what’s provided by the system software on the device.
Portfolio files stored in the cloud are always encrypted and benefit from the safety standards of the cloud storage provider.

Portfolios

The ROI in % is expressed by the formula: (end value – start value) / start value x 100. The annual ROI also takes the time frame into account and is used to compare the return of different kinds of assets over one year.

Investments

currencies

stocks

funds

bonds

gold and precious metals

valuables

real estate

Assets

accounts (with a positive balance)

non monetary investments

Liabilities

accounts (with a negative balance)

Accounts

They can be held at financial institutions or be private. Each account is associated with a currency and contains transactions. There are 5 types of accounts:

cash (balance ≥ 0)

checking (balance ≥ ou < 0)

savings (balance ≥ 0)

credit card (balance ≤ 0)

loan (balance ≥ 0 if lending , ≤ 0 if borrowing)

Transactions

Transactions always belong to an account and refer to an investment, be it simply monetary (involving money). They can be associated to one or more categories. Currently they must be entered manually but an automated process will be available soon. There are 4 kinds of transactions:

withdrawal

deposit

transfer (outgoing or incoming)

loan repayment

Categories

There are 2 broad classes of categories: expense and income categories. Some predefined categories exist in each class and cannot be removed.

Predefined expense categories:

undefined expense

investment purchase

real estate purchase

interest paid

rent paid

taxes paid

Predefined income categories:

undefined income

investment sale

real estate sale

dividend received

interest received

rent received

In addition, the user can create any kind of category always referring to monetary transactions. These categories can include subcategories as well (one level deep). Every category ou subcategory can be associated to a fixed budget (monthly or annual).

Data safety